I'm 54 yrs old, and I am facing the possibility of early retirement. I work for the federal government, and I have 5 years of honourable service as a member of the U.S. Army. So all in all I will have a little less than 30years. My active duty time in the army was Nov 14, 1979. For purposes of the FF Government mt Servivce Computation date is Oct 7, 79. When I got out of the service I worked as a Prison Guard For the D.C Government.(Does this svc count towards fed gov retiremnt?) While working for the Federal Gov, I attended two schools. The Army Signal School. and Abeerdeen Md. According to the government's record I was in a non-pay status for about 5.5 months. I don't know if I paid back the military time. After graduating from the Ordnance School in Md., I was in a car accident. I ran into a mailbox, a telephone pole, and a brickwall, after being hit by a Lincoln. I suffered a head injury, and I had to learn all again. I was dropped from a GS-9 to a GS-2. I worked myself up to a 9 again, then dropped to a 7, because they said I couldn't do the job. Eventually I worked my self up to a GS-7/9. Now I have a decision to make. And that is to accept moneyfor early retirement, along with my retirent pay for life. To get the money I have to decide by Sept 30, or else I don't get it. I also can't retire on disabilty in order to get it. And after study this morning, i found that get paid for my leave time, and the my sick leave counts toward retirement. So you see I have a short suspense date, and a lot of major decisions. The major one, is Sept 130 dec, and Oct 07. A period of 8 days for easy money. What would you do?, and do you see any loopholes or extenuating factors that I may have missed.